{"id":17142,"date":"2023-01-31T21:57:37","date_gmt":"2023-01-31T20:57:37","guid":{"rendered":"https:\/\/digitaljustice.uwr.edu.pl\/?page_id=17142"},"modified":"2023-05-29T07:32:43","modified_gmt":"2023-05-29T05:32:43","slug":"automating-compliance-assessment-of-insurance-contracts-using-ai","status":"publish","type":"page","link":"https:\/\/digitaljustice.uwr.edu.pl\/en\/seminars\/automating-compliance-assessment-of-insurance-contracts-using-ai\/","title":{"rendered":"Automating compliance assessment of insurance contracts using AI"},"content":{"rendered":"\n<div class=\"wp-block-ugb-container ugb-container ugb-8dda971 ugb-container--v2 ugb-container--design-plain ugb-main-block\"><div class=\"ugb-inner-block\"><div class=\"ugb-block-content\"><div class=\"ugb-container__wrapper ugb-8dda971-wrapper\"><div class=\"ugb-container__side\"><div class=\"ugb-container__content-wrapper ugb-8dda971-content-wrapper\">\n<div class=\"wp-block-columns bs-news-page is-layout-flex wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column bs-kontakt-photo is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2022\/02\/Universal-21-scaled-1024x684.jpg\" alt=\"x\" class=\"wp-image-13887\" srcset=\"https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2022\/02\/Universal-21-scaled-1024x684.jpg 1024w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2022\/02\/Universal-21-scaled-300x200.jpg 300w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2022\/02\/Universal-21-scaled-768x513.jpg 768w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2022\/02\/Universal-21-scaled-1536x1025.jpg 1536w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2022\/02\/Universal-21-scaled-2048x1367.jpg 2048w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2022\/02\/Universal-21-scaled-1320x881.jpg 1320w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2022\/02\/Universal-21-scaled-24x16.jpg 24w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2022\/02\/Universal-21-scaled-36x24.jpg 36w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2022\/02\/Universal-21-scaled-48x32.jpg 48w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column bs-contact-right-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-bonasoft-modular-breadcrumbs-block\"><div class=\"bs_add_breadcrumb_trail\"><\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-black-background-color has-black-color is-style-wide bs-border-kontakt\"\/>\n\n\n\n<h1 class=\"bs-naglowek-podstrony wp-block-heading\">23 January 2023 &#8211; dr Agnieszka Jab\u0142onowska &#8211; Automating compliance assessment of insurance contracts using AI<\/h1>\n\n\n\n<p>Dr Agnieszka Jab\u0142onowska explored to what extent artificial intelligence (AI) can facilitate the assessment of insurance contracts in light of the applicable provisions of contract law.<\/p>\n\n\n\n<p>An existing AI system for the analysis of consumer contracts, developed as part of the CLAUDETTE project, provides the starting point for this investigation. The system was trained on a data set consisting of more than 100 online terms of service, which were analysed by legal experts and marked in XML. Harmonised rules on unfair terms, set out in the Council Directive 93\/13\/EEC on unfair terms in consumer contracts, provided the benchmark for the tagging choices. While this system was shown to be successful in the domain of online terms of services, it remains to be verified whether a similar performance can also be obtained in the insurance sector. In her presentation, our guest discussed the potential and limits of using the existing CLAUDETTE system in the insurance sector and contemplate its possible refinements.<\/p>\n\n\n\n<p>Agnieszka Jab\u0142onowska is a post-doctoral researcher in the Vici project \u201cThese Shoes Don\u2019t Fit! \u2013 How can consumer interests be protected when consumer identities are increasingly diffuse?\u201d carried out at the Institute of Private Law. Prior to joining the Leiden University she held post-doctoral positions at the EUI and at the Institute of Law Studies, Polish Academy of Sciences. She was also a fellow at the AI &amp; Society Lab, Alexander von Humboldt Institute for Internet and Society in Berlin and a visiting researcher at several research centres, including the Berkman Klein Center for Internet &amp; Society at Harvard University, the Tilburg Institute for Private Law at Tilburg University, the Max Planck Institute for Comparative and International Private Law in Hamburg and the European Legal Studies Institute at Osnabr\u00fcck University.<br>Agnieszka\u2019s academic interests lie at the intersection of law and technology, with a focus on consumer protection. She is also interested in the connection between protecting weaker parties and fostering sustainability. Before starting in Leiden Agnieszka has been involved in national and international research projects focusing on online platforms and artificial intelligence. In her most recent work she combines doctrinal and theoretical approaches with insights from legal informatics<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-ugb-container ugb-container bs-news-page-under ugb-f8694ce ugb-container--v2 ugb-container--design-plain ugb-main-block\"><div class=\"ugb-inner-block\"><div class=\"ugb-block-content\"><div class=\"ugb-container__wrapper ugb-f8694ce-wrapper\"><div class=\"ugb-container__side\"><div class=\"ugb-container__content-wrapper ugb-f8694ce-content-wrapper\">\n<p><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2023\/01\/DJC-10-1-1024x576.jpeg\" alt=\"x\" class=\"wp-image-17151\" srcset=\"https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2023\/01\/DJC-10-1-1024x576.jpeg 1024w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2023\/01\/DJC-10-1-300x169.jpeg 300w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2023\/01\/DJC-10-1-768x432.jpeg 768w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2023\/01\/DJC-10-1-1536x864.jpeg 1536w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2023\/01\/DJC-10-1-1320x743.jpeg 1320w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2023\/01\/DJC-10-1-24x14.jpeg 24w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2023\/01\/DJC-10-1-36x20.jpeg 36w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2023\/01\/DJC-10-1-48x27.jpeg 48w, https:\/\/digitaljustice.uwr.edu.pl\/wp-content\/uploads\/sites\/21\/2023\/01\/DJC-10-1.jpeg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>23 January 2023 &#8211; dr Agnieszka Jab\u0142onowska &#8211; Automating compliance assessment of insurance contracts using AI Dr Agnieszka Jab\u0142onowska explored to what extent artificial intelligence (AI) can facilitate the assessment of insurance contracts in light of the applicable provisions of contract law. An existing AI system for the analysis of consumer contracts, developed as part [&hellip;]<\/p>\n","protected":false},"author":92,"featured_media":0,"parent":12795,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[],"tags":[],"class_list":["post-17142","page","type-page","status-publish","hentry"],"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","menu-24x24":"","menu-36x36":"","menu-48x48":""},"post_excerpt_stackable_v2":"<p>23 January 2023 &#8211; dr Agnieszka Jab\u0142onowska &#8211; Automating compliance assessment of insurance contracts using AI Dr Agnieszka Jab\u0142onowska explored to what extent artificial intelligence (AI) can facilitate the assessment of insurance contracts in light of the applicable provisions of contract law. An existing AI system for the analysis of consumer contracts, developed as part of the CLAUDETTE project, provides the starting point for this investigation. The system was trained on a data set consisting of more than 100 online terms of service, which were analysed by legal experts and marked in XML. Harmonised rules on unfair terms, set out&hellip;<\/p>\n","category_list_v2":"Uncategorized","author_info_v2":{"name":"kamil.sobanski@uwr.edu.pl","url":"https:\/\/digitaljustice.uwr.edu.pl\/en\/author\/kamil-sobanskiuwr-edu-pl\/"},"comments_num_v2":"0 comments","acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Automating compliance assessment of insurance contracts using AI - Digital Justice Center<\/title>\n<meta name=\"description\" content=\"The Digital Justice Center was established as part of the \u201cExcellence Initiative \u2013 Research University\u201d program at the University of Wroclaw which is one of ten Research Universities in Poland.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/digitaljustice.uwr.edu.pl\/en\/seminars\/automating-compliance-assessment-of-insurance-contracts-using-ai\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Automating compliance assessment of insurance contracts using AI - 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